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Home: Top tips for a first time buyer

Home: Top tips for a first time buyer

There is no place like home!

For a first time home buyer, it might seem a little complicated buying your first house. Let’s face it, it can be tough out here sometimes. You have to deal with rush hour, long hours at work, school, meeting deadlines, achieving goals, dealing with colleagues, bosses and the many other factors totally out of your control. The one place in the world you can truly call yours is your home.

Tell me about the home of your dreams…

Studies show that the environment you live in greatly affects your well-being and longevity. Our homes reveal our true personalities. From the colour of the walls we choose to the texture of the sofa we sit on. However, you don’t need a study material to explain the joy that comes from owning a house, your own home!

Do you see your home as a sanctuary and a harbour of joyful of memories? Let’s help you find out.

 

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Read more: All You Need To Know About Land Documents In Nigeria

Factors that transform a house into a home

Comfort: First off, your house is a familiar space. Although joy, peace and happiness cannot be bought, you can certainly buy comfort and you should. Imagine having 24/7 electricity, constant supply of treated running water and ample parking space, and the freedom to revel the beauty of rich horticulture.

Identity: My cousin recently got herself a two-bedroom apartment. She instantly transformed her bedroom into a haven colour. She even painted her ceiling purple. She explained there’s an amazing feeling that comes with buying a house. A place you can transform to suit your taste without having to explain yourself to anyone.

Security: One of the few things you can guarantee yourself and your family is having a safe place to lay your head every night. You and your family deserve security, if not, why even bother working so hard? Your own bed is usually always the best of all. If you’ve ever travelled, you can tell the agony that comes from sleeping on a bed that’s not yours. For me, my bed is one of my best places on earth.

Happiness: You cannot buy happiness, literally. But, you can buy a beautiful apartment, where you can be yourself and have your family and friends over. Home is where you can create memories that will last a lifetime. Home is a happy place!

 

Also read: Did You Say You Can’t Afford it? You Might Just Be Wrong

 

Since you’re here …

Here’s a deal you shouldn’t say no to. Buying a house is a huge decision. There’s a lot to choose from and a lot of uncertainties and paperwork, not to mention the cost.

Let’s narrow it down for you. LekkiVale Estate located in the heart of the Lekki Peninsula encapsulates all it takes to give you a home. We’ve aligned all the factors necessary to give you the type of comfort and luxurious lifestyle you deserve:

  • A home located within the urban area of Lekki
  • 24/7 electricity and water supply
  • Ample parking space
  • A valid C of O title

What’s more, we’ve got all these for you at the most affordable price possible. So, why should you bother calling us today? Because we understand what Home means to you.

Call in today at 0908123456409095757575. Send us an email at info@sevicpdc.com and let us give you the investment of a lifetime.

You can also chat with us on WhatsApp: 09095757575 09081234564

Houses for sale: What to consider before buying

Houses for sale: What to consider before buying

The Ultimate Home Buyer’s Checklist

Thinking of buying a home? Your first home perhaps, here are the factors to consider before buying a house for sale.
Buying a house is a big deal but after the initial excitement passes, it might seem a little overwhelming. There are factors you need to take into consideration to ensure you make the best deal available to you. Below is a list of factors you can consider to make your home buying process effortless and exciting.

Find a Real Estate Agent

You’ve probably never considered this but before making a move to buy a house, getting a professional real-estate agent decreases the burden of finding the right house in a favourable location at the right price. Getting an efficient real-estate agent can save you tons of energy and time, which would have been otherwise spent tracking down information.

Even better, you can seek the services of a real-estate company, who owns or market real-estate properties. There are a good number of reputable real-estate firms you can work with here in Lagos.

Here are some tips to help you get started:

  • Choose a real-estate firm that has built a reputable brand name.
  • Choose a real-estate agent or company who’s willing to share all the information you need in detail.
  • Work with a firm or agent you’re comfortable with. Sometimes trusting your guts when it comes to choosing who to work with counts.

 

Read more: Renting versus Owning a Home: Consider the Following Factors

 

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Get Your Finances in Order

One of the main reasons for buying a house is such a huge deal is largely due to the financial commitment required. Once you’ve decided to purchase a house, determine which mode of payment suits your budget. If you’re going for a full down payment (which is typically cheaper comparatively) bargain for the best deal possible.

Find out if there are any other fees required other than the cost stated.
If you’re opting for installment payments, get your account in order and set aside funds for prompt payment.

It’s quite common for people to borrow funds to pay for a house. Before opting for this option ensure you’ve taken into consideration the interest rates and how much the loan actually costs.
Most real estate companies offer flexible payment options for up to 12 months. Seek out options that suit your budget.

 

Also read: Why Real Estate is The Safest Investment Option In Nigeria

 

Determine the type of house you need

Let’s face it when it comes to making home buying decisions; what we want, what we need and what we can afford are three different things. First, identify what you need to make your home comfortable.

Here’s a head start:
  • Constant treated running water
  • Constant power supply
  • Security and access control
  • Proximity to the workplace, hospitals, schools, etc.
  • Is the property on a flood plain?
  • Available rooms

The list varies depending on your specific needs. Answers like, how big your family is, would determine the number of rooms you should be looking for.
Questions like, how long would you like to live in a particular area? What is your necessary level of privacy? Are you buying as a means to invest? All these and more, ensure the house you’re planning to buy has all it needs to become home for you.

 

More related content: Top ways to save and invest in real estate.

 

Title of the property

Make sure the property you’re looking to buy has the appropriate land documents. Ask for copies of the documents from your seller or realtor and make proper inquiries. Needless to say that, you shouldn’t pay for any property in Lagos without verifying the authenticity of its land documents.

 

 

Let’s Get You The Perfect Home

We understand choosing the right home means so much to you. Here’s a house you’ll absolutely love.
LekkiVale Estate located in the heart of the Lekki Peninsula encapsulates all it takes to give you a home. We’ve aligned all the factors necessary to give you the type of comfort and luxurious lifestyle you deserve.
Every aspect of LekkiVale Estate radiates a lifestyle of sheer relaxation and soft elegance, well deserving for you. From the designed buildings to our unmatched amenities offering:
• A central connection of treated running water
• 24 hours centrally generated power supply
• Well paved roads and covered drainage
• Top notch 24 hours security and access control
• Sewage treatment
• Ample parking lot
• Green areas and Kids Park
• Swimming pool
• Clubhouse

For more detailed information about getting the best real-estate deals in Lagos, call us today at 0908123456409095757575. Send us an email at info@sevicpdc.com and let us give you the investment of a lifetime.

You can also chat with us on WhatsApp: 09095757575 09081234564

 

Real Estate Investing

Real Estate Investing

It’s another new year, 2019!

After all the hullabaloo the reality of the New Year quickly sets in. Usually, there’s a tendency to overestimate what you can do in a year financially and underestimate what you can do in a month. With the current turn of events in the economy coupled with the unpredictable political situation; there’s heavy speculation about everything. Here are six things to do before making investment decisions in 2019.

 

Also read: How The 2019 Elections Affects Your Real Estate Investment At Ibeju-Lekki 

1. Draw a personal financial road-map

One of the primary reasons why most goals fail is the lack of tactical planning. Before making any investment decision, critically analyse your financial capacity. Decide the results you would want to see in the future and state exactly what you must do to achieve your written goals. That’s right, make sure you write your target figure.

Next, draft a financial road-map and identify your risk tolerance level. Most investment opportunities offer you a chance to either generate profits or risk a loss. However, there are certain investment ventures that are less risky – this is where you should focus on. Get your facts down and follow through on your road-map.

2. Evaluate your capacity in taking on risk

All investments involve some degree of risk. Investments like purchasing securities like stocks, bonds, or mutual funds entail a greater amount of risk. You could lose some or all your money and in the same way, you could gain a whole lot of money. On the other hand, the risk of investing in real estate is relatively lower and the turn over takes a longer time period. However, real-estate investments serves as an ideal long-term investment that can yield sustainable profits.

 

real-estate-investing

 

Read more: Why Real Estate is The Safest Investment Option In Nigeria

3. Create and maintain an emergency fund.

Life is highly unpredictable. While is optimistic to hope for the best, it’s wise to have a contingency plan. Always put money aside to cover emergencies like a sudden illness, family issues, unemployment and any other issues that might arise.

4. Diversify your investment portfolio

The ideal way to go about investing is to diversify your investments into short-term and long-term investments. Each category has its advantages and disadvantages. For instance, investing solely in the money market is appropriate for short-term financial goals, but the main concern here is the risk of inflation. Meanwhile, long-term investments offer a substantial way to secure retirement funds, while achieving your long term financial goals. You can hardly go wrong investing in real estate especially in Lagos state. The key to investing in real estate is to ensure factors like the location of the property, the title of the property, growth potential and zonal laws are taken into consideration.

5. Stick with Your Plan

Rule of thumb: always Buy Low and Sell High. The number one goal for investing is always to make a profit. Ensure you shift your money to the most profitable ventures. It’s important to do your research and determine which venture is profitable. Evaluate your investment portfolio regularly and identify which ventures are more profitable. Many financial experts recommend evaluating your investment ventures every six or twelve months.

6. Avoid circumstances that can lead to fraud

Scam artists follow the headlines too. That’s how they know how to trick you. Avoid quick money schemes (Ponzi schemes) and business deals that seem fraudulent. Don’t be easily cajoled by highly publicized potential investors and “opportunities” that may sound legitimate. Ask questions. Take out time to carry out your research and seek answers from unbiased sources before investing.

7. Save more to invest more

To invest more, you need to save more. Saving more entails cutting back on unnecessary spending. it’s critical to consider the volatility of the economy in making your investment decisions.

 

 

Since you’re here…

We’ve got the best real estate deals for you that can guarantee up to 400% return on investment in less than five years.  All our properties are strategically located and have valid  land documents (valid C of O.)

Get the best land for sale deals in Lagos. Call us today on 0908123456409095757575. or send us an email at info@sevicpdc.com and we’ll give you the real estate investment of a lifetime. If you aren’t looking to invest in real estate, I’m sure you know someone who’s interested. Pass this information on!

You can also chat with us on WhatsApp: 09095757575 09081234564

 

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